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How does Creditstar’s service work?

Updated over a month ago

Once you have carefully considered applying for a loan, read all the pre-contract information and decided that our service suits your needs then:

Additionally, please note that you can only have one loan at a time with Creditstar at any given time. Applying for a new loan is not possible until the existing loan has been fully repaid.

  • Complete the one-off sign up on www.creditstar.co.uk

  • Choose the loan amount, period, repayment dates, complete the questionnaire and validate your personal debit card

  • Carefully read the Loan Agreement before signing

  • Ensure you have a mobile phone and access to your online banking as these are required for the application.

  • Complete a secure identity verification process using your online banking details for a safe and smooth application.

We will then do the rest of the work. We will carefully look through your application and perform credit checks. If you meet our requirements (see the next question) then we will contact you to finalise the application. All of this will be done quickly and efficiently thanks to our intelligent system, dedicated employees and professional credit reference agencies.

For customers who have already verified their identity and created a profile with Creditstar, the application process will be quicker and more efficient.

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